There was information circulating in the network that Donald Tusk's government would block withdrawals from the Employee Capital Plans. Government spokesman Adam Trapka strongly denied it.

What exactly did the spokesman say?

Adam Trapka wrote on platform X that "information on the elimination of the possibility of paying out funds from PPK is pure fake news. No one has plans like this". In this way he referred to media suggestions that the Ministry of Finance wants to seal regulations after record payments made by Poles.

I understand that some people are more comfortable to disinformation than to present facts, but don't exaggerate. Information about eliminating the possibility of paying out funds from the PPK is pure fake news. No one has plans like this.
— Adam Trap (@adamStrap) July 25, 2025

Why has the subject even appeared?

Record returns: only in the first quarter of 2025, participants paid around PLN 600 million from PKP.
Signalled review of the Act: the Ministry of Finance announced an analysis of the programme by 31 December 2026, which sparked speculation about "sealing" regulations.

PPK – a reminder of key principles

Principle	Which means for a participant
Voluntary	You can sign out or come back at any time.
Private ownership of funds	Money in the PKP account It's only yours..
Free returns	By the age of 60, you can pay money, although some of the subsidies and profits then go to ZUS and the tax office.
State incentives	Each new participant receives 250 PLN welcome payment and 240 PLN annual payment if it meets the minimum deposit threshold (979.86 PLN in 2025).

Is the government planning any changes?

The government is considering only cosmetic adjustments to make the programme more attractive, including:

shortening the autosave period from 4 to 3 years,
entry of persons over 55 years of age.

Key – none of these considerations concerns the limitation of payments.

Conclusion for participants of PPK

Payments remain available – the government does not impose any prohibition or limit.
The programme may receive new incentives, but its voluntary nature and the right to reimbursement are safe.
If you save, the decision to stay in the PPK or to withdraw money still depends solely on you.

Back to the days of the OFE affair

It is worth remembering the year 2014 when Donald Tusk's government reduced the bond pool of Open Pension Funds and transferred it to ZUS. The opposition then called the maneuver "saving theft", although in practice the funds were recorded in individual pension accounts in the first pillar rather than lost out of the system. The decision was explained by the need to reduce public debt and exchange rate risk associated with bonds. This controversy is still coming back in the public debate as an example, that even with the guarantees of "inviolability" of private funds the state can change the rules of the game – which shows how strong the emotions of pension reforms are and why every new rumor, such as the alleged blocking of withdrawals from PPK, is gaining rapid publicity.