The First Keys programme is back at the centre of political debate. Will support for first-time homebuyers become a key element of a new coalition agreement? Grzegorz Schetyna’s latest remarks suggest the topic may return with even greater force.
First Keys – will the programme return?
The government’s First Keys programme was meant to ease entry into the housing market. Now, after a period of uncertainty, there is a chance it will return as one of the pillars of a new agreement within the Democratic Coalition.
First Keys – what is changing?
First Keys was intended to respond to the needs of people without their own home. In recent months, however, doubts have emerged about the implementation of the programme and the scope of support.
Key assumptions of the programme
- Aimed at people buying their first home
- Support mainly on the secondary market
- Price limits (up to PLN 10,000/m², in the largest cities up to PLN 11,000/m²)
- Income criteria and restrictions for beneficiaries
- Development of social and municipal housing
New perspectives: the view of Grzegorz Schetyna
In his recent comments for TVN, Grzegorz Schetyna stressed that the “notional first home” could be one of the pillars of the Democratic Coalition 2.0 agreement for 2025-2027. The senator also pointed to the need to return to the coalition agreement and reconstruct it in order to deliver key election promises. Source of the TVN statement
Three pillars of the new coalition agreement according to Schetyna
- First home – support for people without their own home
- Tax-free allowance – raising the threshold as part of the agreement
- Healthcare – legislation enabling access to new capital resources
Government and coalition priorities for the coming years
Politicians’ statements clearly show that the government is focusing on developing social and municipal housing. Funds are to be directed to building and renovating homes accessible to people on lower incomes, but support for buying one’s own home may return if it becomes part of a new coalition agreement.
What does it mean for young Polish families?
A young family from Kraków, which had hoped for mortgage subsidies, may in the coming years benefit from a wider offer of municipal or social housing. However, real help in buying their own home will depend on the final political arrangements.
What next for First Keys?
The future of the First Keys programme depends on political decisions within the Democratic Coalition. As Grzegorz Schetyna stresses, support for a first home could become one of the pillars of the new coalition agreement, alongside raising the tax-free allowance and healthcare reform. For many Poles, this is a chance for real help in buying their first own home – it is worth following the government’s next decisions and new proposals.
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